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Click the arrows to discover the latest payment trends across Asia-Pacific
Travelers can now link their Mastercard to trusted local wallets for a smooth, cash-free journey from arrival to departure.
No cash. No in-person currency exchange. No stress.
Download the guide and recommend Mastercard Pay Local today.
Travelers demand convenience
With smartphone use at record highs, travelers expect secure, frictionless payments free from currency exchange worries.
Global travelers,
local apps
Travelers use local apps for transit, food, and shopping – but still need secure, universal payment options to pay confidently.
Digital wallets are redefining payments
By 2026, nearly 60% of in-person transactions in Asia-Pacific will use them¹.
¹ The Global Payments Report 2023, Worldpay/FIS.
Inspiration
From modern cities to pristine islands and lush rainforests, Malaysia offers a diverse range of experiences ideal for multi-interest itineraries.
Perfect For
Families, couples, or luxury travelers seeking variety, comfort, and cultural charm.
Inspiration
From UNESCO heritage sites to pristine islands and vibrant cultural hubs, Indonesia offers rich, experiences across its diverse archipelago.
Couples, solo travelers, or luxury seekers looking for immersive escapes and island serenity.
Perfect For
Power up your destination strategy
With Mastercard Pay Local, your clients link their card to local wallets and skip the hassle of cash or conversions.
Whether it’s a hidden café in Kuala Lumpur or a sunset dinner in Bali, they’ll enjoy stress-free, secure payments every time.
What is Mastercard Pay Local?
Delight your clients and give them the freedom of cash-free convenience, the security of their Mastercard, and the confidence of paying like a local.
More ways to pay, more freedom to explore
From souvenirs to street food, clients can use their Mastercard at places that only take local payment methods.
One wallet. One card. Zero hassle
No juggling apps or currencies – simple, seamless digital payments without cash.
Travel safer
Digital wallets lower fraud and theft risk, providing a secure way to pay.
Why it matters for your clients
Before the trip:
1. Register with a participating local digital wallet
2. Link Mastercard using standard, secure provisioning methods
At destination:
1. Scan the merchant’s QR code at checkout
2. Select Mastercard as the payment method
3. Payment is processed with instant confirmation
Prioritized markets for Mastercard
Pay Local launch (targeting ~5M merchants)
Help your clients enjoy Indonesia and Malaysia authentically
Now that you know how your clients can Pay like a Local, it’s time to explore the destinations that make it all worthwhile.
Mastercard Pay Local is currently available in the following markets, with more to come soon:
Indonesia
Malaysia
How it works
Download the guides below and share with your clients before their trip:
Webinar recording
Learn first-hand from the experts how Mastercard Pay Local enhances the travel experience and drives value for your clients.